{"id":21706,"date":"2025-08-26T08:53:21","date_gmt":"2025-08-26T06:53:21","guid":{"rendered":"https:\/\/kriptomagazin.si\/?p=21706"},"modified":"2025-08-26T08:53:21","modified_gmt":"2025-08-26T06:53:21","slug":"xrp-kreditna-kartica-prinasa-nov-mejnik-v-mnozicni-uporabi","status":"publish","type":"post","link":"https:\/\/testnamag.si\/staging\/xrp-kreditna-kartica-prinasa-nov-mejnik-v-mnozicni-uporabi\/","title":{"rendered":"XRP kreditna kartica prina\u0161a nov mejnik v mno\u017ei\u010dni uporabi"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"21706\" class=\"elementor elementor-21706\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ac44a4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ac44a4a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf7eb51\" data-id=\"cf7eb51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73e21c97 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"73e21c97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ameri\u0161ka borza Gemini je v sodelovanju s podjetjem Ripple predstavila XRP kreditno kartico, ki uporabnikom omogo\u010da do 4 % povra\u010dila v kriptovaluti XRP. Gre za enega najambicioznej\u0161ih projektov doslej, ki povezuje tradicionalne finan\u010dne sisteme z digitalnimi sredstvi.<\/p><p>Kartica, izdana prek Mastercard World Elite programa, nima letne \u010dlanarine, uporabnikom pa ponuja tudi 200 USD bonusa v XRP ob izpolnitvi za\u010detnih pogojev.<\/p><h2><strong>Privla\u010dne nagrade za vsakodnevne nakupe<\/strong><\/h2><p>Uporabniki kartice prejmejo:<\/p><ul style=\"color: white;\"><li>4 % povra\u010dila v XRP za gorivo, elektri\u010dne polnilnice in storitve prevoza (Uber, Lyft ipd.),<\/li><li>3 % za ve\u010derje in restavracije,<\/li><li>2 % za nakupe v trgovinah z \u017eivili,<\/li><li>1 % za vse druge nakupe.<\/li><\/ul><p>Za nove uporabnike je na voljo 200 USD dobroimetja v XRP, \u010de v prvih 90 dneh opravijo vsaj 3000 USD porabe. Poleg tega Gemini sodeluje z dolo\u010denimi trgovci, kjer lahko uporabniki prejmejo tudi do 10 % povra\u010dila v kriptovalutah.<\/p><h2><strong>Integracija stabilnega kovanca RLUSD<\/strong><\/h2><p>Ob lansiranju XRP kreditne kartice je Ripple dodatno okrepil svojo prisotnost z lansiranjem stabilnega kovanca RLUSD, podprtega z ameri\u0161kim dolarjem. Ta je zdaj \u017ee na voljo za takoj\u0161nje trgovanje na borzi Gemini in je presegel 640 milijonov USD tr\u017ene kapitalizacije, s \u010dimer se uvr\u0161\u010da med najve\u010dje USD-stablecoine na svetu.<\/p><p>Kartica tako ne ponuja zgolj nagrajevanja z XRP, ampak tudi \u0161iri uporabo RLUSD kot stabilnega sredstva za vsakodnevne transakcije.<\/p><h3><strong>XRP kot najbolj donosna nagrada do zdaj<\/strong><\/h3><p>Po podatkih Gemini so bili uporabniki, ki so izbrali XRP kot nagradno valuto, med najbolj uspe\u0161nimi. Med letoma 2021 in 2025 so tisti, ki so XRP zadr\u017eali najmanj eno leto, dosegli ve\u010d kot 450 % donosa.<\/p><p>To potrjuje potencial kriptovalut kot dolgoro\u010dne nalo\u017ebe in u\u010dinkovitega sredstva za hranjenje vrednosti, hkrati pa ponuja tudi prakti\u010dno uporabnost v vsakodnevnem \u017eivljenju.<\/p><h2><strong>Vizija vodilnih za mno\u017ei\u010dno uporabo<\/strong><\/h2><p><strong>Tyler Winklevoss<\/strong>, soustanovitelj Gemini, je kartico opisal kot &#8220;most v prihodnost financ&#8221;. Po njegovih besedah je to na\u010din, kako kriptovalute pribli\u017eati tako izku\u0161enim vlagateljem kot tudi obi\u010dajnim potro\u0161nikom.<\/p><p><strong>Brad Garlinghouse<\/strong>, izvr\u0161ni direktor Ripple, je dodal: &#8220;55 milijonov Ameri\u010danov \u017ee uporablja kriptovalute. S to kartico naredimo naslednji korak, saj vsakodnevna poraba postaja prilo\u017enost za povezovanje z XRP in RLUSD.&#8221;<\/p><h3><strong>XRP Ledger kot temelj omre\u017eja<\/strong><\/h3><p>XRP Ledger (XRPL), blockchain mre\u017ea, na kateri temelji XRP, se \u017ee uporablja v \u0161tevilnih finan\u010dnih ustanovah zaradi svoje u\u010dinkovitosti, hitrosti in nizkih stro\u0161kov. Uporabljajo ga tudi priznane institucije, med njimi Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Forge, Guggenheim Treasury Services in Braza Bank iz Brazilije.<\/p><p>Z vklju\u010ditvijo kartice v XRPL infrastrukturo se XRP dodatno uveljavlja kot sredstvo za pla\u010devanje, ne pa zgolj kot nalo\u017ebeni \u017eeton.<\/p><h3><strong>Ripple kot vlagatelj v Gemini IPO<\/strong><\/h3><p>Ripple je postal tudi klju\u010dni partner pri prihajajo\u010di javni ponudbi delnic Gemini (IPO). Podjetje je zagotovilo 75 milijonov USD posojila z mo\u017enostjo pove\u010danja na 150 milijonov USD. Poleg tega bo Gemini vklju\u010dil RLUSD kot zavarovanje v svojem finan\u010dnem okviru.<\/p><p>To sodelovanje dodatno potrjuje dolgoro\u010dne cilje povezovanja tradicionalnega finan\u010dnega sistema s kripto svetom.<\/p><h2><strong>Kripto nagrade za vsakogar<\/strong><\/h2><p>XRP kreditna kartica ni le produkt za entuziaste. Gre za strate\u0161ki korak k poenostavitvi dostopa do digitalnih sredstev. S privla\u010dnimi nagradami, stabilno podporo v RLUSD in vklju\u010ditvijo v obstoje\u010do pla\u010dilno infrastrukturo Mastercard Gemini in Ripple jasno sporo\u010data, da kriptovalute postajajo uporabne v vsakdanjem \u017eivljenju.<\/p><p>\u010ce bo kartica uspe\u0161na, lahko pri\u010dakujemo podobne iniciative tudi s strani drugih projektov, kot so Ethereum, Solana ali stablecoini USDC in DAI.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f38619 elementor-widget elementor-widget-text-editor\" data-id=\"6f38619\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e6eb4 elementor-widget elementor-widget-heading\" data-id=\"f2e6eb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title 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Gre za enega najambicioznej\u0161ih projektov doslej, ki povezuje tradicionalne finan\u010dne sisteme z digitalnimi sredstvi. Kartica, izdana prek Mastercard World Elite programa, nima letne \u010dlanarine, uporabnikom pa ponuja tudi 200 USD bonusa v [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":33663,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[115,116],"tags":[],"class_list":["post-21706","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin","category-kripto-novice"],"jetpack_featured_media_url":"https:\/\/testnamag.si\/staging\/wp-content\/uploads\/2025\/08\/NASLOVNA-SLIKA-NOVICE-94.png","_links":{"self":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/21706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/comments?post=21706"}],"version-history":[{"count":0,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/21706\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media\/33663"}],"wp:attachment":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media?parent=21706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/categories?post=21706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/tags?post=21706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}