{"id":21126,"date":"2025-08-06T08:33:32","date_gmt":"2025-08-06T06:33:32","guid":{"rendered":"https:\/\/kriptomagazin.si\/?p=21126"},"modified":"2025-08-06T08:33:32","modified_gmt":"2025-08-06T06:33:32","slug":"coinbase-embedded-wallets-revolucija-v-self-custody-denarnicah-in-defi-orodjih","status":"publish","type":"post","link":"https:\/\/testnamag.si\/staging\/coinbase-embedded-wallets-revolucija-v-self-custody-denarnicah-in-defi-orodjih\/","title":{"rendered":"Coinbase Embedded Wallets: Revolucija v self-custody denarnicah in DeFi orodjih"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"21126\" class=\"elementor elementor-21126\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ac44a4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ac44a4a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf7eb51\" data-id=\"cf7eb51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73e21c97 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"73e21c97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Kripto borza Coinbase je predstavila nov razvojni pripomo\u010dek \u2013 <\/span><b>Embedded Wallets<\/b><span style=\"font-weight: 400;\"> \u2013 ki razvijalcem omogo\u010da enostavno integracijo denarnic z mo\u017enostjo <\/span><b>self-custody<\/b><span style=\"font-weight: 400;\">, kar pomeni popoln nadzor uporabnikov nad lastnimi sredstvi. Ta poteza sovpada z vse ve\u010djim povpra\u0161evanjem po decentraliziranih finan\u010dnih re\u0161itvah in s sve\u017eo ameri\u0161ko kripto zakonodajo, ki spodbuja <\/span><b>DeFi integracijo<\/b><span style=\"font-weight: 400;\"> in digitalno samostojnost.<\/span><\/p><p><span style=\"font-weight: 400;\">Orodje je del \u0161ir\u0161e <\/span><b>Coinbase Developer Platform<\/b><span style=\"font-weight: 400;\"> (CDP) in temelji na isti infrastrukturi, kot jo uporablja prihajajo\u010da decentralizirana borza Coinbase.<\/span><\/p><h3><b>Nove funkcionalnosti: USDC nagrade in Base integracija<\/b><\/h3><p><span style=\"font-weight: 400;\">Ena od klju\u010dnih novosti, ki jih prina\u0161ajo <\/span><b>Coinbase Embedded Wallets<\/b><span style=\"font-weight: 400;\">, so <\/span><b>nagrade v USDC<\/b><span style=\"font-weight: 400;\"> (dolarju vezani stabilni kovanci), ki dosegajo do <\/span><b>4,1 % letnega donosa (APY)<\/b><span style=\"font-weight: 400;\"> brez potrebe po stakingu. Ta donos je mogo\u010de obdr\u017eati na ravni razvijalca ali ga prenesti neposredno uporabniku, kar omogo\u010da visoko prilagodljivost monetizacije.<\/span><\/p><p><span style=\"font-weight: 400;\">Poleg tega so te denarnice tesno povezane z <\/span><b>Coinbase Base<\/b><span style=\"font-weight: 400;\"> \u2013 novo preoble\u010deno aplikacijo, ki zdru\u017euje funkcionalnosti denarnice, trgovanja, pla\u010dil in socialnih Web3 storitev v t.i. \u201ceverything app\u201d.<\/span><\/p><h3><b>Zakonodajna podlaga \u2013 GENIUS in CLARITY Act<\/b><\/h3><p><span style=\"font-weight: 400;\">Orodje Coinbase Embedded Wallets ne prihaja naklju\u010dno. Njegova uvedba je neposredno povezana z nedavno potrjenima zakonoma v ZDA: <\/span><b>GENIUS Act<\/b><span style=\"font-weight: 400;\"> in <\/span><b>CLARITY Act<\/b><span style=\"font-weight: 400;\">, ki skupaj postavljata temelje za novo dobo digitalnega financiranja.<\/span><\/p><h3><b>CLARITY Act \u2013 pravica do self-custody in DeFi<\/b><\/h3><p><span style=\"font-weight: 400;\">CLARITY zakon formalno priznava pravico uporabnikov, da shranjujejo svoje kriptovalute brez posrednikov. To pomeni, da so <\/span><b>self-custody denarnice<\/b><span style=\"font-weight: 400;\"> pravno za\u0161\u010ditene in klju\u010dne za razvoj peer-to-peer financiranja ter DeFi aplikacij.<\/span><\/p><h3><b>GENIUS Act \u2013 stabilni kovanci in digitalni dolar<\/b><\/h3><p><span style=\"font-weight: 400;\">Zakon GENIUS ureja <\/span><b>dolarju vezane stabilne kovance<\/b><span style=\"font-weight: 400;\"> in odpira vrata za njihovo uporabo v ban\u010dni\u0161tvu, pla\u010dilih in celo tokenizaciji resni\u010dnega premo\u017eenja. To pomeni dodatne mo\u017enosti za rast DeFi in povezavo z obstoje\u010dim finan\u010dnim sistemom.<\/span><\/p><h2><b>Kaj Embedded Wallet pomeni za prihodnost razvijalcev?<\/b><\/h2><p><span style=\"font-weight: 400;\">Coinbase meri visoko \u2013 orodje je namenjeno razvijalcem aplikacij na podro\u010dju:<\/span><\/p><ul style=\"color: white;\"><li style=\"font-weight: 400;\" aria-level=\"1\"><b>DeFi<\/b><span style=\"font-weight: 400;\"> (posojila, yield farming, protokoli)<\/span><p>\u00a0<\/p><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Iger<\/b><span style=\"font-weight: 400;\"> (tokenizacija predmetov, ekonomije v igri)<\/span><p>\u00a0<\/p><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pla\u010dil<\/b><span style=\"font-weight: 400;\"> (enostavno dodajanje denarnice v e-commerce)<\/span><p>\u00a0<\/p><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Web3 socialnih omre\u017eij<\/b><span style=\"font-weight: 400;\"> (denarnice kot digitalna identiteta)<\/span><p>\u00a0<\/p><\/li><\/ul><p><span style=\"font-weight: 400;\">Zaradi mo\u017enosti <\/span><b>enostavne integracije, donosnosti in pravne podlage<\/b><span style=\"font-weight: 400;\"> postajajo Coinbase Embedded Wallets ena najbolj zanimivih to\u010dk za onboarding naslednje generacije uporabnikov.<\/span><\/p><h2><b>Zaklju\u010dek \u2013 decentralizacija z regulatornim vetrom v hrbet<\/b><\/h2><p><span style=\"font-weight: 400;\">Coinbase ne lansira samo novega izdelka, temve\u010d <\/span><b>novo paradigmo<\/b><span style=\"font-weight: 400;\">: razvijalci lahko zdaj zgradijo aplikacije, ki uporabnikom omogo\u010dajo samostojnost in hkrati dostopajo do urejene infrastrukture.<\/span><\/p><p><b>Embedded Wallets<\/b><span style=\"font-weight: 400;\"> niso le odgovor na vedno ve\u010djo potrebo po <\/span><b>varnosti, suverenosti in donosnosti<\/b><span style=\"font-weight: 400;\">, ampak tudi pospe\u0161ek za DeFi in Web3 \u0161iritev \u2013 tokrat z regulacijo na svoji strani.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f38619 elementor-widget elementor-widget-text-editor\" data-id=\"6f38619\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e6eb4 elementor-widget elementor-widget-heading\" data-id=\"f2e6eb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sledite nam na socialnih omre\u017ejih:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0829ca e-grid-align-left elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"b0829ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div 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62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kripto borza Coinbase je predstavila nov razvojni pripomo\u010dek \u2013 Embedded Wallets \u2013 ki razvijalcem omogo\u010da enostavno integracijo denarnic z mo\u017enostjo self-custody, kar pomeni popoln nadzor uporabnikov nad lastnimi sredstvi. Ta poteza sovpada z vse ve\u010djim povpra\u0161evanjem po decentraliziranih finan\u010dnih re\u0161itvah in s sve\u017eo ameri\u0161ko kripto zakonodajo, ki spodbuja DeFi integracijo in digitalno samostojnost. Orodje je [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":33594,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[116,119],"tags":[],"class_list":["post-21126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kripto-novice","category-varnost"],"jetpack_featured_media_url":"https:\/\/testnamag.si\/staging\/wp-content\/uploads\/2025\/08\/NASLOVNA-SLIKA-NOVICE-18.jpg","_links":{"self":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/21126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/comments?post=21126"}],"version-history":[{"count":0,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/21126\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media\/33594"}],"wp:attachment":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media?parent=21126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/categories?post=21126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/tags?post=21126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}