{"id":20945,"date":"2025-08-04T09:42:39","date_gmt":"2025-08-04T07:42:39","guid":{"rendered":"https:\/\/kriptomagazin.si\/?p=20945"},"modified":"2025-08-04T09:42:39","modified_gmt":"2025-08-04T07:42:39","slug":"tradicionalne-banke-vlozile-vec-kot-100-milijard-dolarjev-v-kripto-infrastrukturo","status":"publish","type":"post","link":"https:\/\/testnamag.si\/staging\/tradicionalne-banke-vlozile-vec-kot-100-milijard-dolarjev-v-kripto-infrastrukturo\/","title":{"rendered":"Tradicionalne banke vlo\u017eile ve\u010d kot 100 mrd $ v kripto infrastrukturo"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"20945\" class=\"elementor elementor-20945\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ac44a4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ac44a4a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf7eb51\" data-id=\"cf7eb51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73e21c97 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"73e21c97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">V najnovej\u0161em poro\u010dilu, ki sta ga pripravila Ripple in CB Insights v sodelovanju z UK Centre for Blockchain Technologies (UK CBT), je razkrito, da so tradicionalne banke med letoma 2020 in 2024 izvedle 345 projektov, povezanih z blockchain tehnologijo. Skupna vrednost teh nalo\u017eb presega 100 milijard ameri\u0161kih dolarjev. Klju\u010dna podro\u010dja zanimanja so zajemala pla\u010dilne sisteme, tokenizacijo in skrbni\u0161tvo digitalnih sredstev.<\/span><\/p><h2><b>Finan\u010dne ustanove se osredoto\u010dajo na infrastrukturo, ne na \u0161pekulacije<\/b><\/h2><p><span style=\"font-weight: 400;\">Po navedbah ve\u010d kot 1.800 anketiranih finan\u010dnih vodij kar 90 % pri\u010dakuje, da bo uporaba digitalnih sredstev in blockchain tehnologije do leta 2028 mo\u010dno vplivala na ban\u010dni sektor. Banke vlagajo predvsem v modernizacijo \u010dezmejnih pla\u010dil, izbolj\u0161anje upravljanja bilanc stanja in zmanj\u0161anje odvisnosti od zastarelih ban\u010dnih sistemov.<\/span><\/p><p><span style=\"font-weight: 400;\">Med konkretnimi primeri omenjenih iniciativ so:<\/span><\/p><ul style=\"color: white;\"><li aria-level=\"1\">HSBC-jev sistem za tokenizirano zlato,<\/li><\/ul><ul style=\"color: white;\"><li aria-level=\"1\">Goldman Sachs-ovo orodje za poravnavo transakcij (GS DAP),<\/li><\/ul><ul style=\"color: white;\"><li aria-level=\"1\">razvoj kvantno odporne digitalne valute pri SBI.<\/li><\/ul><p><span style=\"font-weight: 400;\">Kljub tem aktivnostim pa je manj kot 20 % bank izrazilo interes za ponudbo kripto storitev kon\u010dnim uporabnikom, kot so denarnice ali trgovanje.<\/span><\/p><h3><b>Tokenizacija kot nov steber institucionalnega razvoja<\/b><\/h3><p><span style=\"font-weight: 400;\">Poro\u010dilo jasno nakazuje, da se zanimanje usmerja predvsem v tokenizacijo realnih sredstev (RWA \u2013 real-world assets), vklju\u010dno s stabilnimi valutami, obveznicami in drugimi reguliranimi instrumenti. Ve\u010d kot 65 % vpra\u0161anih bank raziskuje mo\u017enosti razvoja lastnih skrbni\u0161kih re\u0161itev za digitalna sredstva. Tokenizacija postaja temeljni del novih infrastrukturnih plasti, ki bi lahko povezale tako javne kot zasebne stabilne valute ter digitalne valute centralnih bank (CBDC).<\/span><\/p><h3><b>Vztrajna rast kljub regulativni negotovosti<\/b><\/h3><p><span style=\"font-weight: 400;\">Ripple poro\u010da, da so vlaganja v blockchain dosegla svoj vrh po zlomu platforme FTX v prvem \u010detrtletju 2024. Zlasti hitro napredujejo trgi, kot so Indija, ZAE in Singapur, medtem ko ZDA in Evropa zaostajata predvsem zaradi nejasne zakonodaje.<\/span><\/p><p><span style=\"font-weight: 400;\">Za ponudnike infrastrukture in tehnolo\u0161ke razvijalce je sporo\u010dilo jasno: naslednji val institucionalnega sprejetja bo temeljil na sistemski transformaciji finan\u010dnih tokov \u2013 ne na medijskih valovih ali \u0161pekulativnih obdobjih. Medtem ko se \u0161tevilne dr\u017eave \u0161e vedno trudijo s pravnim okvirom, ve\u010dina bank \u017ee na\u010drtuje lastne projekte v naslednjih treh letih.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f38619 elementor-widget elementor-widget-text-editor\" data-id=\"6f38619\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e6eb4 elementor-widget elementor-widget-heading\" data-id=\"f2e6eb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sledite nam na socialnih omre\u017ejih:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0829ca e-grid-align-left elementor-shape-rounded elementor-grid-0 elementor-widget 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Skupna vrednost teh nalo\u017eb presega 100 milijard ameri\u0161kih dolarjev. Klju\u010dna podro\u010dja zanimanja so zajemala pla\u010dilne sisteme, [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":33669,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[116,125],"tags":[],"class_list":["post-20945","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kripto-novice","category-tuji-trg"],"jetpack_featured_media_url":"https:\/\/testnamag.si\/staging\/wp-content\/uploads\/2025\/08\/NASLOVNA-SLIKA-NOVICE.jpg","_links":{"self":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/20945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/comments?post=20945"}],"version-history":[{"count":0,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/20945\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media\/33669"}],"wp:attachment":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media?parent=20945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/categories?post=20945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/tags?post=20945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}