{"id":20575,"date":"2025-07-24T08:57:42","date_gmt":"2025-07-24T06:57:42","guid":{"rendered":"https:\/\/kriptomagazin.si\/?p=20575"},"modified":"2025-07-24T08:57:42","modified_gmt":"2025-07-24T06:57:42","slug":"ripple-in-bancna-licenca-pod-drobnogledom-izrednih-pooblastil-ameriske-centralne-banke","status":"publish","type":"post","link":"https:\/\/testnamag.si\/staging\/ripple-in-bancna-licenca-pod-drobnogledom-izrednih-pooblastil-ameriske-centralne-banke\/","title":{"rendered":"Ripple in ban\u010dna licenca pod drobnogledom izrednih pooblastil ameri\u0161ke centralne banke"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"20575\" class=\"elementor elementor-20575\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ac44a4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ac44a4a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf7eb51\" data-id=\"cf7eb51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73e21c97 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"73e21c97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ripple se je zna\u0161el v sredi\u0161\u010du regulatornih razprav, saj si prizadeva pridobiti nacionalno ban\u010dno licenco v ZDA. Z razkritjem podrobnosti iz dokumentov ameri\u0161ke centralne banke (Federal Reserve) postaja jasno, kak\u0161ni so postopki, \u010dasovni okviri in mo\u017ene izjeme, ki lahko vplivajo na postopek potrditve.<\/p><h2><strong>Jasno opredeljen 90-dnevni pregledni rok<\/strong><\/h2><p>Ko je ban\u010dna vloga formalno oddana, mora ameri\u0161ka centralna banka ali pripadajo\u010da regionalna enota v 90 koledarskih dneh po javni objavi vloge odlo\u010diti o potrditvi, zavrnitvi ali potrebi po dodatni objavi zaradi novih okoli\u0161\u010din.<\/p><p>\u010ceprav je rok zapisan kot fiksen, pravila dopu\u0161\u010dajo dolo\u010deno mero diskrecije, s katero lahko Fed postopek pospe\u0161i ali zavle\u010de glede na usklajevanje z drugimi regulatorji, kot sta SEC ali Urad za valutni nadzor (OCC).<\/p><h2><strong>Obveznosti po odobritvi: Trije in \u0161estmese\u010dni roki<\/strong><\/h2><p>Vsaka odobritev mora vklju\u010devati rok treh mesecev za izvedbo transakcije. V primeru Ripple, ki naj bi prek nacionalnega zaupanja vrednega statuta ustanovil novo finan\u010dno entiteto, mora ta za\u010deti z delovanjem najkasneje v \u0161estih mesecih po potrditvi. Kljub temu lahko Fed podeli podalj\u0161anje v primeru upravi\u010denih razlogov, kar Ripple-ju zagotavlja dodatno operativno prilagodljivost.<\/p><h2><strong>Izredna pooblastila: Regulatorni obvoz<\/strong><\/h2><p>Posebej pomembna je klavzula, ki omogo\u010da ameri\u0161ki centralni banki, da v izrednih razmerah v celoti opusti standardne postopke. \u010ce bi bil Ripple ocenjen kot klju\u010den akter za finan\u010dno stabilnost, sistemsko likvidnost ali integracijo tradicionalnih in verig blokov, bi lahko ta izredna dolo\u010dba omogo\u010dila hitro odobritev brez obi\u010dajnih postopkov.<\/p><p>Glede na Ripple-ovo vse ve\u010djo vlogo v mednarodnih pla\u010dilnih sistemih, kjer sodeluje z ve\u010d kot 70 centralnimi bankami in finan\u010dnimi institucijami, obstaja realna mo\u017enost, da bo regulator uporabil to izjemo kot podporo kripto inovacijam v infrastrukturi.<\/p><h2><strong>Regulativna fleksibilnost kot strate\u0161ka prednost<\/strong><\/h2><p>\u010ceprav Ripple uradno \u0161e ni komentiral stanja svoje vloge, regulativna pravila jasno ka\u017eejo, da se lahko postopek v najbolj\u0161em primeru zaklju\u010di v devetih mesecih, lahko pa tudi hitreje, \u010de bodo regulatorji presodili, da je njegov vpliv na kripto ekosistem strate\u0161kega pomena.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f38619 elementor-widget elementor-widget-text-editor\" data-id=\"6f38619\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e6eb4 elementor-widget elementor-widget-heading\" data-id=\"f2e6eb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sledite nam na socialnih omre\u017ejih:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element 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Z razkritjem podrobnosti iz dokumentov ameri\u0161ke centralne banke (Federal Reserve) postaja jasno, kak\u0161ni so postopki, \u010dasovni okviri in mo\u017ene izjeme, ki lahko vplivajo na postopek potrditve. Jasno opredeljen 90-dnevni pregledni rok Ko je ban\u010dna vloga formalno oddana, mora [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":33492,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[116,118],"tags":[],"class_list":["post-20575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kripto-novice","category-politika"],"jetpack_featured_media_url":"https:\/\/testnamag.si\/staging\/wp-content\/uploads\/2025\/07\/NASLOVNA-SLIKA-NOVICE-13.png","_links":{"self":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/20575","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/comments?post=20575"}],"version-history":[{"count":0,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/20575\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media\/33492"}],"wp:attachment":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media?parent=20575"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/categories?post=20575"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/tags?post=20575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}