{"id":19800,"date":"2025-07-11T06:53:16","date_gmt":"2025-07-11T06:53:16","guid":{"rendered":"https:\/\/kriptomagazin.si\/?p=19800"},"modified":"2025-07-11T06:53:16","modified_gmt":"2025-07-11T06:53:16","slug":"avstralija-zacenja-sestmesecno-preizkusno-obdobje-digitalnega-denarja-in-veleprodajnega-cbdc","status":"publish","type":"post","link":"https:\/\/testnamag.si\/staging\/avstralija-zacenja-sestmesecno-preizkusno-obdobje-digitalnega-denarja-in-veleprodajnega-cbdc\/","title":{"rendered":"Avstralija za\u010denja \u0161estmese\u010dno preizkusno obdobje digitalnega denarja in veleprodajnega CBDC"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"19800\" class=\"elementor elementor-19800\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ac44a4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ac44a4a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf7eb51\" data-id=\"cf7eb51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73e21c97 elementor-widget elementor-widget-text-editor\" data-id=\"73e21c97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Avstralska centralna banka (Reserve Bank of Australia \u2013 RBA) je julija 2025 uradno zagnala drugo fazo ambicioznega projekta z imenom Project Acacia, s katerim \u017eeli raziskati, kako bi digitalne valute lahko preoblikovale institucionalne finan\u010dne trge. V sodelovanju z Digital Finance Cooperative Research Centre bo projekt v naslednjih \u0161estih mesecih testiral razli\u010dne primere uporabe tokeniziranih sredstev, stabilnih kovancev in veleprodajne digitalne valute centralne banke (CBDC).<\/span><\/p><h2><b>Vloga velikih bank in resni\u010dni primeri uporabe<\/b><\/h2><p><span style=\"font-weight: 400;\">V preizkusu sodeluje 24 primerov uporabe, ki vklju\u010dujejo klju\u010dne tr\u017ene segmente, kot so repo transakcije, poravnava dr\u017eavnih obveznic, zasebno kreditiranje in oglji\u010dni trgi. Projekt zdru\u017euje razli\u010dne dele\u017enike \u2013 od bank in <\/span><b>kripto<\/b><span style=\"font-weight: 400;\"> podjetij do fintech inovatorjev in regulatorjev.<\/span><\/p><p><span style=\"font-weight: 400;\">Med najodmevnej\u0161imi udele\u017eenci so tri najve\u010dje avstralske banke: Commonwealth Bank (CBA), ANZ in Westpac. CBA sodeluje z JPMorganom pri testiranju vpliva digitalnega denarja na repo transakcije, medtem ko ANZ preu\u010duje mo\u017enosti tokenizacije v poravnavi obveznic in upravljanju trgovinskih obveznosti.<\/span><\/p><h3><b>Regulatorna podpora odpira pot inovacijam v digitalnih financah<\/b><\/h3><p><span style=\"font-weight: 400;\">Avstralska komisija za vrednostne papirje in nalo\u017ebe (ASIC) je projektu omogo\u010dila posebne regulativne izjeme, kar odpira vrata testiranju novih pristopov brez ovir, ki bi jih obi\u010dajno povzro\u010dala stroga zakonodaja. Namen tega eksperimentalnega okvira je poglobljeno razumevanje, kako bi lahko tehnologije, kot je tokenizacija, vplivale na likvidnost, tveganja in u\u010dinkovitost poravnave v institucionalnih okoljih.<\/span><\/p><h3><b>Pomen za prihodnost globalnega finan\u010dnega sistema<\/b><\/h3><p><span style=\"font-weight: 400;\">Rezultati \u0161estmese\u010dnega pilota naj bi bili objavljeni v za\u010detku leta 2026. Ugotovitve bodo slu\u017eile kot podlaga za morebitno \u0161ir\u0161o implementacijo digitalnih valut v Avstraliji in tudi za strate\u0161ke odlo\u010ditve na globalni ravni. Projekt Acacia se tako ume\u0161\u010da med vodilne svetovne pobude, ki raziskujejo, kako lahko centralnoban\u010dne digitalne valute podprejo inovacije v <\/span><b>kripto<\/b><span style=\"font-weight: 400;\"> ekonomiji in institucionalnem ban\u010dni\u0161tvu.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f38619 elementor-widget elementor-widget-text-editor\" data-id=\"6f38619\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e6eb4 elementor-widget elementor-widget-heading\" data-id=\"f2e6eb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sledite nam na socialnih omre\u017ejih:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0829ca 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27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-x-twitter elementor-repeater-item-0e6eb4c\" href=\"https:\/\/x.com\/KriptomagazinSi\" target=\"_blank\">\n\t\t\t\t\t\t<span 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V sodelovanju z Digital Finance Cooperative Research Centre bo projekt v naslednjih \u0161estih mesecih testiral razli\u010dne primere uporabe tokeniziranih sredstev, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":33391,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[116,118],"tags":[],"class_list":["post-19800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kripto-novice","category-politika"],"jetpack_featured_media_url":"https:\/\/testnamag.si\/staging\/wp-content\/uploads\/2025\/07\/74.000-2025-07-11T085010.857.jpg","_links":{"self":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/19800","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/comments?post=19800"}],"version-history":[{"count":0,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/19800\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media\/33391"}],"wp:attachment":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media?parent=19800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/categories?post=19800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/tags?post=19800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}