{"id":18888,"date":"2025-06-19T06:48:58","date_gmt":"2025-06-19T06:48:58","guid":{"rendered":"https:\/\/kriptomagazin.si\/?p=18888"},"modified":"2025-06-19T06:48:58","modified_gmt":"2025-06-19T06:48:58","slug":"genius-zakon-sprejet-v-senatu-nova-era-za-stabilne-kovance","status":"publish","type":"post","link":"https:\/\/testnamag.si\/staging\/genius-zakon-sprejet-v-senatu-nova-era-za-stabilne-kovance\/","title":{"rendered":"GENIUS zakon sprejet v Senatu: nova era za stabilne kovance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"18888\" class=\"elementor elementor-18888\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ac44a4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ac44a4a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf7eb51\" data-id=\"cf7eb51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73e21c97 elementor-widget elementor-widget-text-editor\" data-id=\"73e21c97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Ameri\u0161ki senat je 19. junija 2025 odobril t. i. <\/span><b>GENIUS Act<\/b><span style=\"font-weight: 400;\">, zakon, ki uvaja regulativno jasnost za stabilne kovance in odpira vrata za ve\u010djo integracijo med tradicionalnimi finan\u010dnimi institucijami in digitalnimi sredstvi. Gre za enega najpomembnej\u0161ih zakonodajnih korakov na podro\u010dju digitalnega financiranja, kar bo imelo vpliv na trg kapitala, investicijske tokove ter globalno vlogo ameri\u0161kega dolarja.<\/span><\/p><h2><b>Kaj prina\u0161a GENIUS Act?<\/b><\/h2><p><span style=\"font-weight: 400;\">Zakonodajna pobuda, ki so jo vodili senatorji Bill Hagerty, Cynthia Lummis, Tim Scott in Kirsten Gillibrand, dolo\u010da jasna pravila za izdajatelje stabilnih kovancev, kot so USDC in drugi, s ciljem:<\/span><\/p><ul style=\"color: white;\"><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">pove\u010dati <\/span><b>transparentnost<\/b><span style=\"font-weight: 400;\"> in <\/span><b>za\u0161\u010dito potro\u0161nikov<\/b><span style=\"font-weight: 400;\">,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">omogo\u010diti vstop reguliranim bankam v izdajanje stabilnih kovancev,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">podpreti \u0161ir\u0161o uporabo digitalnih dolarjev v spletnem in mednarodnem pla\u010dilnem prometu.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">David Sacks, imenovan kot &#8220;Kripto car&#8221; Bele hi\u0161e, je ob sprejetju poudaril, da zakon krepi vlogo ameri\u0161kega dolarja v digitalni ekonomiji in omogo\u010da monetarno inovacijo pod okriljem regulative.<\/span><\/p><h3><b>Finan\u010dne posledice in vpliv na trg<\/b><\/h3><p><span style=\"font-weight: 400;\">Strokovnjaki pri\u010dakujejo, da bo regulacija stabilnih kovancev:<\/span><\/p><ul style=\"color: white;\"><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">spodbudila <\/span><b>povpra\u0161evanje po ameri\u0161kih dr\u017eavnih obveznicah<\/b><span style=\"font-weight: 400;\">, saj bodo stabilni kovanci moralno in zakonsko podprti z likvidnimi sredstvi,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">omogo\u010dila institucijam, kot so banke in skladi, da vstopijo v trg digitalnih valut s podporo zakonodaje,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ustvarila nove prilo\u017enosti za finan\u010dno inovacijo na podro\u010dju pla\u010dilnih re\u0161itev in decentraliziranih financ.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">GENIUS Act se tako ume\u0161\u010da ob bok prelomnim regulativnim okvirjem, kot je bil BitLicense v zvezni dr\u017eavi New York, a s precej \u0161ir\u0161im nacionalnim dometom.<\/span><\/p><h3><b>Povezava med dolarjem in kripto ekosistemom<\/b><\/h3><p><span style=\"font-weight: 400;\">Z vklju\u010devanjem stabilnih kovancev v tradicionalne finan\u010dne tokove se krepi povezava med dolarjem in <\/span><b>kripto<\/b><span style=\"font-weight: 400;\"> svetom. Ta zakon pomeni:<\/span><\/p><ul style=\"color: white;\"><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ve\u010djo legitimnost digitalnih sredstev v o\u010deh zakonodajalcev,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">zmanj\u0161ano tveganje za vlagatelje in uporabnike stabilnih kovancev,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">spodbudo za razvoj infrastrukture, ki omogo\u010da \u010dezmejna in takoj\u0161nja pla\u010dila z nizkimi stro\u0161ki.<\/span><\/li><\/ul><h3><b>Geopoliti\u010dni pomen in prihodnji koraki<\/b><\/h3><p><span style=\"font-weight: 400;\">ZDA z zakonodajo, kot je GENIUS Act, utrjujejo svojo monetarno vlogo v digitalnem svetu, saj omogo\u010dajo uporabo dolarja v novih, digitalnih oblikah. To je tudi odgovor na hitre premike drugih svetovnih sil, ki razvijajo lastne digitalne valute (CBDC), ter prizadevanja tehnolo\u0161kih podjetij po ustvarjanju neodvisnih valutnih sistemov.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f38619 elementor-widget elementor-widget-text-editor\" data-id=\"6f38619\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e6eb4 elementor-widget elementor-widget-heading\" data-id=\"f2e6eb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sledite nam na socialnih omre\u017ejih:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0829ca e-grid-align-left elementor-shape-rounded elementor-grid-0 elementor-widget 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GENIUS Act, zakon, ki uvaja regulativno jasnost za stabilne kovance in odpira vrata za ve\u010djo integracijo med tradicionalnimi finan\u010dnimi institucijami in digitalnimi sredstvi. Gre za enega najpomembnej\u0161ih zakonodajnih korakov na podro\u010dju digitalnega financiranja, kar bo imelo vpliv na trg kapitala, investicijske tokove ter globalno vlogo ameri\u0161kega [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":33086,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[116,118],"tags":[],"class_list":["post-18888","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kripto-novice","category-politika"],"jetpack_featured_media_url":"https:\/\/testnamag.si\/staging\/wp-content\/uploads\/2025\/05\/ChatGPT-Image-8.-maj-2025-09_03_40.jpg","_links":{"self":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/18888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/comments?post=18888"}],"version-history":[{"count":0,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/posts\/18888\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media\/33086"}],"wp:attachment":[{"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/media?parent=18888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/categories?post=18888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testnamag.si\/staging\/wp-json\/wp\/v2\/tags?post=18888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}